Interest Rate Reduction for Low Income Borrowers (IRRLIB) Income Limits

Area	Interest Rate Reduction	Income Levels	1 Person	2 Person	3 Person	4 or More
Aleutians West Census Area	½%	80%	$74,800	$85,450	$96,150	$106,800
	1%	60%	$58,400	$66,800	$75,100	$85,100
Anchorage MSA	½%	80%	$74,800	$85,450	$96,150	$106,800
	1%	60%	$56,800	$64,900	$73,650	$85,100
Bethel Census Area	½%	80%	$67,050	$76,625	$86,200	$95,750
	1%	60%	$52,950	$62,150	$73,650	$85,100
Bristol Bay Borough	½%	80%	$68,450	$78,200	$88,000	$97,750
	1%	60%	$52,950	$62,150	$73,650	$85,100
Chugach Census Area	½%	80%	$67,050	$76,625	$86,200	$95,750
	1%	60%	$52,950	$62,150	$73,650	$85,100
Copper River Census Area	½%	80%	$67,050	$76,625	$86,200	$95,750
	1%	60%	$52,950	$62,150	$73,650	$85,100
Denali Borough	½%	80%	$74,800	$85,450	$96,150	$106,800
	1%	60%	$61,400	$70,200	$79,000	$87,700
Fairbanks MSA	½%	80%	$67,050	$76,625	$86,200	$95,750
	1%	60%	$52,950	$62,150	$73,650	$85,100
Juneau City & Borough	½%	80%	$74,800	$85,450	$96,150	$106,800
	1%	60%	$57,800	$66,000	$74,300	$85,100
Kodiak Island Borough	½%	80%	$67,700	$77,400	$87,050	$96,700
	1%	60%	$52,950	$62,150	$73,650	$85,100
Mat-Su Borough	½%	80%	$67,050	$76,625	$86,200	$95,750
	1%	60%	$52,950	$62,150	$73,650	$85,100
Nome	½%	80%	$67,050	$76,625	$86,200	$95,750
	1%	60%	$52,950	$62,150	$73,650	$85,100
Sitka City and Borough	½%	80%	$69,350	$79,250	$89,150	$99,050
	1%	60%	$52,950	$62,150	$73,650	$85,100
All Other Areas	½%	80%	$67,050	$76,625	$86,200	$95,750
	1%	60%	$52,950	$62,150	$73,650	$85,100

Effective 06/01/2026

Note: The reduction applies to the first $180,000 of the loan amount.