Interest Rate Reduction for Low Income Borrowers (IRRLIB) Income Limits

Area	Interest Rate Reduction	Income Levels	1 Person	2 Person	3 Person	4 or More
Aleutians West Census Area	½%	80%	$72,450	$82,800	$93,150	$103,500
	1%	60%	$54,400	$62,100	$73,010	$84,290
Anchorage MSA	½%	80%	$72,250	$82,600	$92,900	$103,200
	1%	60%	$54,200	$62,000	$73,010	$84,290
Bethel Census Area	½%	80%	$63,450	$75,525	$81,575	$90,625
	1%	60%	$51,150	$61,730	$73,010	$84,290
Bristol Bay Borough	½%	80%	$65,650	$75,000	$84,400	$93,750
	1%	60%	$51,150	$61,730	$73,010	$84,290
Chugach Census Area	½%	80%	$64,050	$73,200	$82,350	$91,450
	1%	60%	$51,150	$61,730	$73,010	$84,290
Copper River Census Area	½%	80%	$63,450	$72,525	$81,575	$90,625
	1%	60%	$51,150	$61,730	$73,010	$84,290
Denali Borough	½%	80%	$72,950	$83,400	$93,800	$104,200
	1%	60%	$61,800	$70,600	$79,400	$88,200
Fairbanks MSA	½%	80%	$64,350	$73,550	$82,750	$91,900
	1%	60%	$51,150	$61,730	$73,010	$84,290
Juneau City & Borough	½%	80%	$72,100	$82,400	$92,700	$102,950
	1%	60%	$54,100	$61,800	$73,010	$84,290
Kodiak Island Borough	½%	80%	$63,350	$72,525	$81,575	$90,675
	1%	60%	$51,150	$61,730	$73,010	$84,290
Mat-Su Borough	½%	80%	$63,700	$72,800	$81,900	$90,950
	1%	60%	$51,150	$61,730	$73,010	$84,290
Nome	½%	80%	$63,450	$72,525	$81,575	$90,675
	1%	60%	$51,150	$61,730	$73,010	$84,290
Sitka City and Borough	½%	80%	$68,350	$78,100	$87,850	$97,600
	1%	60%	$51,300	$61,730	$73,010	$84,290
All Other Areas	½%	80%	$63,450	$72,525	$81,575	$90,625
	1%	60%	$51,150	$61,730	$73,010	$84,290

Effective 05/07/2025

Note: The reduction applies to the first $180,000 of the loan amount.