AHFC Residential-Multi-Family Rural Communities

Below is a list of communities that, as of March 10, 2014, meet the definition of “rural” as outlined in Alaska Statute (AS 18.56.600) and Alaska Administrative Code (15 AAC 152.990). Pursuant to the statute and regulation, a “small community” is defined as a community with a population of 6,500 or less if not connected by road or rail to Anchorage or Fairbanks, or a population of 1,600 or less if connected by road or rail to Anchorage or Fairbanks and is at least 50 statute miles outside of Anchorage or 25 statute miles outside of Fairbanks. In this definition, “connected by road” does not include a connection by the Alaska Marine Highway System or roads outside the boundary of the State of Alaska.

Rural Community	Rural Borough or Census Area*	Rural OUTSIDE City Limits
Anchor Point	Aleutians East Borough	Homer
Chickaloon	Aleutians West Census Area	Kenai
Cooper Landing	Bethel Census Area	Ketchikan
Copper Center	Bristol Bay Borough	Seward
Cordova	Denali Borough	Soldotna
Glennallen	Dillingham Census Area
Haines	Hoonah-Angoon Census Area
Kasilof	Kodiak Island Borough
Nikiski	Kusilvak Census Area (aka Wade Hampton)
Ninilchik	Lake and Peninsula Borough
Salcha	Nome Census Area
Seldovia	North Slope Borough
Skagway	Northwest Arctic Borough
Sterling	Petersburg Borough
Talkeetna	Prince of Wales-Hyder Census Area
Whittier	Southeast Fairbanks Census Area
Wrangell	Wade Hampton Census Area
Yakutat	Yukon Koyukuk Census Area

* All communities located within these boroughs/census areas are considered rural.

Kenai Peninsula:	Within the city limits of Seward, Kenai, Soldotna and Homer is URBAN. Where the Sterling Highway intersects with Quartz Creek is where the 50-mile line crosses (Mile Post 73). All of the Sterling Highway south and east of that line is RURAL.
Parks Highway:	The line is where the 196 Mile Creek (Mile Post 84) intersects with the Parks Highway. This is just north of Kashwitna.
Glenn Highway:	The line is where the Little Granite Creek (Mile Post 62) intersects with the highway just east of Sutton. All areas beyond those points on the road system are RURAL, except for organized communities with populations of 1,600 or more.

This list has been compiled using populations as determined by the most recent census counts. The rural determination is applicable to residential and multi-family lending only. AHFC does not guaranty the accuracy of the information provided. It is provided as a reference only and is subject to change without notice. It is the lender’s responsibility to confirm the community meets the definition of a small community for AHFC’s loan programs.

Rev. 12/11/2019