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Single-Family Seller/Servicer Memorandums
Keep current with all Alaska Housing mortgage memorandums. Links to attachments and forms are active for the current year only.
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Single-Family Seller/Servicer Memorandums - 2026
- When a borrower is departing a multi-unit property, positive rental income may be considered; see the full guide for details. When a borrower is departing a single-family principal residence, the rental income is still capped at the PITI.
- The Quality Review Checklists have been updated. Lenders must use these forms immediately.
- Properties with C5 and/or Q5 rating (or higher) must be sent to AHFC for review prior to loan commitment. The lender must use the UND-40, and the file will need to be submitted as Program Compliance for loan commitment.
- If the lender receives a PIW on a refinance, they must obtain prior approval from AHFC before proceeding.