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Get To Know AHFC Home Loans & Lenders
Whether you are a first-time homebuyer or a seasoned homeowner, if you're thinking about applying for a mortgage there's a lot to consider. The housing market in Alaska has changed in recent years, and you'll want expert advice as you negotiate the borrowing process. While taking a homebuying course should be your first step, it's never too early to learn about your loan options and borrowing potential.
How Do I Know If I Qualify?
You might know your credit score, but do you know what that score means when qualifying for a home loan? Many prospective homebuyers make these common mistakes:
- Overestimate the minimum credit score necessary to qualify for a mortgage
- Overestimate the minimum down payment necessary to qualify for a mortgage
Before you start looking for homes, you'll want to confirm the amount of your loan qualification. Loan pre-qualification is a service that lenders provide to help you make an informed decision on how much you can afford.
Where Can I Find A Knowledgeable Lender?
We encourage you to reach out to one of AHFC’s Featured Lenders. They are all Alaskans like you, have a demonstrated history of supporting homebuyers, and are passionate about the home loan process. Even if you aren't ready to commit to a lender, they are happy to talk about the process and can explain what it takes to qualify for a mortgage.
What Loan is right for me?
Educating yourself about the homebuying process also includes understanding what assistance is available, and identifying the types of loans that best fit your needs.
AHFC offers loans for wherever you are in life and to respond to your life circumstances:
Other programs include:
Not sure where to start? Use the Loan Wizard to find the best loan for your needs.
Additional Information & Resources
Ready for more details about the homebuying process, available loans, and other assistance? Click here to get started!