List of All Loans

Alaska Housing offers a variety of mortgage loans. To find out if you qualify for an Alaska Housing loan, contact an approved lender.

To learn more, go to Getting Started, a homebuyer's checklist.

Single-family homes

Loans for purchase, refinance and renovation of single-family homes through fourplex properties for the owner and non-owner occupant, including second mortgages.

First-time homebuyer loans

my home

My Home is available statewide for applicants or properties not meeting the particular requirements of other Alaska Housing loans.

First Home

This first-time homebuyer loan offers a reduced interest rate to eligible borrowers without the income limits, acquisition cost limits or recapture provisions of the First Home Limited loan.

First Home limited

First Home Limited offers lower interest rates to eligible first-time homebuyers. First-time homebuyers are borrowers who have not owned a primary residence in the last three years.

Veterans Mortgage Program

Qualified veterans may obtain financing at lower interest rates. Veterans may not have been discharged from active duty service more than 25 years prior to application date.

Uniquely Alaskan

This loan is available for certain properties for which financing may not be obtained through private, state or federal mortgage loans.


This allows applicants to obtain new financing to improve the terms on their existing loan and/or finance renovations, whether or not the property is currently financed by Alaska Housing.

Manufactured Home

Financing for manufactured housing located in a mobile home park or on land (not attached to a permanent foundation).

Military Facility Zone Program

New loan available to investors wishing to finance two-to-four unit residences in Alaska’s designated Military Facility Zones. 

Rural Non-Owner-Occupied Loan

Financing to purchase or renovate rental housing in small communities. Long-term financing is also available for owner-built, newly constructed rental housing.

Rural Owner-Occupied Loan

Financing to purchase or renovate owner-occupied housing in small communities. Long-term financing is also available for the owner-built, newly constructed home.

Streamline Refinance

Borrowers with a property currently financed by Alaska Housing may obtain new financing without income, credit, or appraisal qualifications.

Alphabetical list of all Alaska Housing loans and options.