List of All Loans

Alaska Housing offers a variety of mortgage loans. To find out if you qualify for an Alaska Housing loan, contact an approved lender.

To learn more, go to Getting Started, a homebuyer's checklist.

Single-family homes

Loans for purchase, refinance and renovation of single-family homes through fourplex properties for the owner and non-owner occupant, including second mortgages.

First-time homebuyer loans

Manufactured Home

Financing for manufactured housing located in a mobile home park or on land (not attached to a permanent foundation).

uniquely Alaskan

This loan is available for certain properties for which financing may not be obtained through private, state or federal mortgage loans.

Refinance

This allows applicants to obtain new financing to improve the terms on their existing loan and/or finance renovations, whether or not the property is currently financed by Alaska Housing.

Rural Non-Owner-Occupied Loan

Financing to purchase or renovate rental housing in small communities. Long-term financing is also available for owner-built, newly constructed rental housing.

Rural Owner-Occupied Loan

Financing to purchase or renovate owner-occupied housing in small communities. Long-term financing is also available for the owner-built, newly constructed home.

Second Mortgage

The Second Mortgage loan provides financing to renovate existing homes or to purchase a home in conjunction with the assumption of an existing Alaska Housing mortgage loan.

Second Mortgage loan for Energy Conservation

Owner-occupants may finance up to $30,000 of energy improvements, choosing from a list of upgrades included with the energy audit of their home.

Small Building Material Loan

Financing for the renovation or completion of residential properties located in "small communities." Properties may be owner-occupied or non-owner occupied.

Streamline Refinance

Borrowers with a property currently financed by Alaska Housing may obtain new financing without income, credit, or appraisal qualifications.

FirsT Home limited

First Home Limited offers lower interest rates to eligible first-time homebuyers. First-time homebuyers are borrowers who have not owned a primary residence in the last three years.

First Home

This first-time homebuyer loan offers a reduced interest rate to eligible borrowers without the income limits, acquisition cost limits or recapture provisions of the First Home Limited loan.

my home

My Home is available statewide for applicants or properties not meeting the particular requirements of other Alaska Housing loans.

Veterans Mortgage Program

Qualified veterans may obtain financing at lower interest rates. Veterans may not have been discharged from active duty service more than 25 years prior to application date.

Alphabetical list of all Alaska Housing loans and options.