List of All Loans
Alaska Housing offers a variety of mortgage loans. To find out if you qualify for an Alaska Housing loan, contact an approved lender.
To learn more, go to Getting Started, a homebuyer's checklist.
Loans for purchase, refinance and renovation of single-family homes through fourplex properties for the owner and non-owner occupant, including second mortgages.
My Home is available statewide for applicants or properties not meeting the particular requirements of other Alaska Housing loans.
This first-time homebuyer loan offers a reduced interest rate to eligible borrowers without the income limits, acquisition cost limits or recapture provisions of the First Home Limited loan.
First Home Limited offers lower interest rates to eligible first-time homebuyers. First-time homebuyers are borrowers who have not owned a primary residence in the last three years.
Qualified veterans may obtain financing at lower interest rates. Veterans may not have been discharged from active duty service more than 25 years prior to application date.
This loan is available for certain properties for which financing may not be obtained through private, state or federal mortgage loans.
This allows applicants to obtain new financing to improve the terms on their existing loan and/or finance renovations, whether or not the property is currently financed by Alaska Housing.
Financing for manufactured housing located in a mobile home park or on land (not attached to a permanent foundation).
Financing to purchase or renovate rental housing in small communities. Long-term financing is also available for owner-built, newly constructed rental housing.
Financing to purchase or renovate owner-occupied housing in small communities. Long-term financing is also available for the owner-built, newly constructed home.
The Second Mortgage loan provides financing to renovate existing homes or to purchase a home in conjunction with the assumption of an existing Alaska Housing mortgage loan.
Owner-occupants may finance up to $30,000 of energy improvements, choosing from a list of upgrades included with the energy audit of their home.
Financing for the renovation or completion of residential properties located in "small communities." Properties may be owner-occupied or non-owner occupied.
Borrowers with a property currently financed by Alaska Housing may obtain new financing without income, credit, or appraisal qualifications.