Seller/Servicer Memorandum 26-06

Date:        October 1, 2026

From:       Michelle Graves
                 Director, Mortgage Operations

SELLING GUIDE REVISIONS: CONTACT UNDERWRITING
(Anchorage only: 907-330-8400 / Outside Anchorage: 888-854-3884)

PFD CALCULATIONS

AHFC will be using $91.67 per month, the average of the 2026 and 2025 distributions, for the PFD income calculations effective for commitments on or after October 1, 2026.

This figure should be used for all income-restrictive programs for both qualifying and disqualifying income.

The Lender must follow the Agency guidelines for FHA/HUD/VA/RD on their requirements for calculating this type of income.