Loan Limits

Listed are the current loan limits for AHFC's Single-Family Loan Programs.

(Effective 01/01/2021)

Program

Financing

Single-Family

Duplex

Triplex

Fourplex

My Home Conventional $904,613 $1,053,000 $1,272,750 $1,581,750
VA $904,613 $1,053,000 $1,272,750 $1,581,750
FHA/HUD/RD As determined by FHA/HUD/RD
First Home Conventional $904,613 $1,053,000 N/A N/A​​​​​​
VA $904,613 $1,053,000 N/A N/A​​​​​​
FHA/HUD/RD As determined by FHA/HUD/RD
First Home Limited Conventional Acquisition Cost Limits Acquisition Cost Limits N/A N/A​​​​​​
VA Acquisition Cost Limits Acquisition Cost Limits N/A N/A​​​​​​
FHA/HUD/RD As determined by FHA/HUD/RD
Veterans Mortgage Conventional $904,613 $1,053,000 $1,272,750 $1,581,750
VA $904,613 $1,053,000 $1,272,750 $1,581,750
FHA/HUD/RD As determined by FHA/HUD/RD
Rural Owner Occupied Conventional $822,375* $1,053,000 $1,272,750 $1,581,750
VA $822,375 $1,053,000 $1,272,750​​​​​​​ $1,581,750​​​​​​​
FHA/HUD/RD As determined by FHA/HUD/RD
Rural Non-Owner Occupied Conventional N/A $1,053,000 $1,272,750​​​​​​​ $1,581,750​​​​​​​
Military Facility Zone Conventional N/A $1,053,000 $1,272,750​​​​​​​ $1,581,750​​​​​​​
Uniquely Alaskan Conventional Only $904,613 $1,053,000 N/A N/A

Notes

* For the Rural Owner Occupied loan program (Section 5001.04.A), the AHFC 10% increase to the single-family maximum loan amount does not apply; therefore, the maximum loan amount for single-family rural loans is $822,375. The rural duplex, triplex and fourplex maximum loan amounts are as shown in the chart above.