Loan Limits

Listed are the current loan limits for AHFC's Single-Family Loan Programs.

(Effective 01/01/2025)

Program

Financing

Single-Family

Duplex

Triplex

Fourplex
My Home Conventional $1,374,0371 $1,599,375​​​​​​​1 $1,933,200​​​​​​​1 $2,402,625​​​​​​​1
VA As determined by VA
FHA/HUD/RD As determined by FHA/HUD/RD
First Home Conventional $1,374,037​​​​​​​1 $1,599,375​​​​​​​1 N/A N/A​​​​​​
VA As determined by VA N/A N/A​​​​​​
FHA/HUD/RD As determined by FHA/HUD/RD N/A N/A​​​​​​
First Home Limited Conventional Acquisition Cost Limits2 Acquisition Cost Limits2 N/A N/A​​​​​​
VA Acquisition Cost Limits2 Acquisition Cost Limits2 N/A N/A​​​​​​
FHA/HUD/RD Acquisition Cost Limits2 Acquisition Cost Limits2 N/A N/A​​​​​​
Veterans Mortgage Conventional $1,374,037​​​​​​​1 $1,599,375​​​​​​​1 $1,933,200​​​​​​​1 $2,402,625​​​​​​​​​​​​​​1
VA As determined by VA
FHA/HUD/RD As determined by FHA/HUD/RD
Rural Owner Occupied Conventional $1,249,125​​​​​​​​​​​​​​1 $1,599,375​​​​​​​​​​​​​​1 $1,933,200​​​​​​​1 $2,402,625​​​​​​​​​​​​​​1
VA As determined by VA
FHA/HUD/RD As determined by FHA/HUD/RD
Rural Non-Owner Occupied Conventional N/A $1,599,375​​​​​​​​​​​​​​1 $1,933,200​​​​​​1 $2,402,625​​​​​​​​​​​​​​1
Uniquely Alaskan Conventional Only $1,374,037 $1,599,375 N/A N/A

Notes

1 For FHA/HUD 184 limits, go to https://entp.hud.gov/idapp/html/hicostlook.cfm, select Alaska and then click Send. HUD 184 limits are listed at the bottom of the FHA Mortgage Limits list.
2 For First Home Limited Acquisition Cost Limits (Non-Targeted), go to http://www.ahfc.us/buy/loan-programs/first-time-loans/.