Loan Limits

Listed are the current loan limits for AHFC's Single-Family Loan Programs.

(Effective 01/01/2023)

Program

Financing

Single-Family

Duplex

Triplex

Fourplex

My Home Conventional $1,198,230 $1,394,775 $1,685,850 $2,095,200
VA $1,198,230 $1,394,775 $1,685,850 $2,095,200
FHA/HUD/RD As determined by FHA/HUD/RD
First Home Conventional $1,198,230 $1,394,775 N/A N/A​​​​​​
VA $1,198,230 $1,394,775 N/A N/A​​​​​​
FHA/HUD/RD As determined by FHA/HUD/RD
First Home Limited Conventional Acquisition Cost Limits Acquisition Cost Limits N/A N/A​​​​​​
VA Acquisition Cost Limits Acquisition Cost Limits N/A N/A​​​​​​
FHA/HUD/RD As determined by FHA/HUD/RD
Veterans Mortgage Conventional $1,198,230 $1,394,775 $1,685,850 $2,095,200
VA $1,198,230 $1,394,775 $1,685,850 $2,095,200
FHA/HUD/RD As determined by FHA/HUD/RD
Rural Owner Occupied Conventional $1,089,300* $1,394,775 $1,685,850 $2,095,200
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
FHA/HUD/RD As determined by FHA/HUD/RD
Rural Non-Owner Occupied Conventional N/A $1,394,775 $1,685,850 $2,095,200
Military Facility Zone Conventional N/A $1,394,775 $1,685,850 $2,095,200
Uniquely Alaskan Conventional Only $1,198,230 $1,394,775 N/A N/A

Notes

* For the Rural Owner Occupied loan program (Section 5001.04.A), the AHFC 10% increase to the single-family maximum loan amount does not apply; therefore, the maximum loan amount for single-family rural loans is $1,089,300. The rural duplex, triplex and fourplex maximum loan amounts are as shown in the chart above.