Loan Limits

Listed are the current loan limits for AHFC's Single-Family Loan Programs.

(Effective 01/01/2023)

Program	Financing	Single-Family	Duplex	Triplex	Fourplex
My Home	Conventional	$1,198,230	$1,394,775	$1,685,850	$2,095,200
	VA	$1,198,230	$1,394,775	$1,685,850	$2,095,200
	FHA/HUD/RD	As determined by FHA/HUD/RD
First Home	Conventional	$1,198,230	$1,394,775	N/A	N/A​​​​​​
	VA	$1,198,230	$1,394,775	N/A	N/A​​​​​​
	FHA/HUD/RD	As determined by FHA/HUD/RD
First Home Limited	Conventional	Acquisition Cost Limits	Acquisition Cost Limits	N/A	N/A​​​​​​
	VA	Acquisition Cost Limits	Acquisition Cost Limits	N/A	N/A​​​​​​
	FHA/HUD/RD	Acquisition Cost Limits	Acquisition Cost Limits	N/A	N/A​​​​​​
Veterans Mortgage	Conventional	$1,198,230	$1,394,775	$1,685,850	$2,095,200
	VA	$1,198,230	$1,394,775	$1,685,850	$2,095,200
	FHA/HUD/RD	As determined by FHA/HUD/RD
Rural Owner Occupied	Conventional	$1,089,300*	$1,394,775	$1,685,850	$2,095,200
	VA	$1,089,300	$1,394,775	$1,685,850	$2,095,200
	FHA/HUD/RD	As determined by FHA/HUD/RD
Rural Non-Owner Occupied	Conventional	N/A	$1,394,775	$1,685,850	$2,095,200
Military Facility Zone	Conventional	N/A	$1,394,775	$1,685,850	$2,095,200
Uniquely Alaskan	Conventional Only	$1,198,230	$1,394,775	N/A	N/A

Notes

^{* For the Rural Owner Occupied loan program (Section 5001.04.A), the AHFC 10% increase to the single-family maximum loan amount does not apply; therefore, the maximum loan amount for single-family rural loans is $1,089,300. The rural duplex, triplex and fourplex maximum loan amounts are as shown in the chart above.}