Loan Limits

Listed are the current loan limits for AHFCs Single-Family Loan Programs.

(Effective 01/01/2020)

Program

Financing

Single-Family

Duplex

Triplex

Fourplex

My Home Conventional $842,160 $980,325 $1,184,925 $1,472,550
VA $842,160 $980,325 $1,184,925 $1,472,550
FHA/HUD/RD As determined by FHA/HUD/RD
First Home Conventional $842,160 $980,325 N/A N/A​​​​​​
VA $842,160 $980,325 N/A N/A​​​​​​
FHA/HUD/RD As determined by FHA/HUD/RD
First Home Limited Conventional Acquisition Cost Limits Acquisition Cost Limits N/A N/A​​​​​​
VA Acquisition Cost Limits Acquisition Cost Limits N/A N/A​​​​​​
FHA/HUD/RD As determined by FHA/HUD/RD
Veterans Mortgage Conventional $842,160 $980,325 $1,184,925​​​​​​​ $1,472,550​​​​​​​
VA $842,160 $980,325 $1,184,925​​​​​​​ $1,472,550​​​​​​​
FHA/HUD/RD As determined by FHA/HUD/RD
Rural Owner Occupied Conventional $842,160* $980,325 $1,184,925​​​​​​​ $1,472,550​​​​​​​
VA $842,160 $980,325 $1,184,925​​​​​​​ $1,472,550​​​​​​​
FHA/HUD/RD As determined by FHA/HUD/RD
Rural Non-Owner Occupied Conventional N/A $980,325 $1,184,925​​​​​​​ $1,472,550​​​​​​​
Uniquely Alaskan Conventional Only $842,160 $980,325 N/A N/A

Notes

* For the Rural Owner Occupied loan program (Section 5001.04.A), the AHFC 10% increase to the single-family maximum loan amount does not apply; therefore, the maximum loan amount for single-family rural loans is $765,600. The rural duplex, triplex and fourplex maximum loan amounts are as shown in the chart above.