AHFC values its relationships with lenders. Those spotlighted have demonstrated a history of supporting Alaskan homebuyers with AHFC loans. If you have questions about our products, contact any of our approved lenders.


Joyce Cummings

Joyce Cummings Badge icon for Gold lender

First Bank — Ketchikan, Alaska

I've been helping our neighbors in Petersburg and Wrangell finance their housing dreams for more than 30 years. For those looking to build their own dream home, I have the experience to walk you through the ins and outs of construction financing. I want my customers to feel comfortable with the entire mortgage process, and I’ll take the time to explain every step of the way.

Why AHFC?

My customers range from the excited first-time homebuyers to seasoned homebuying professionals and Alaska Housing has programs to fit them all. Their competitive rates and low down payment options have literally opened the door for more homeowners in our communities.

Get in Touch

Joyce Cummings
Mortgage Originator
NMLS #424421

Direct: (907) 772-4277
Toll Free: (888) 851-5851
Email: joyce.cummings@firstbankak.com

First Bank
2030 Sea Level Drive, Suite 200
Ketchikan, Alaska 99901
NMLS #424422

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