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Current Rates
Current rates are listed below. Want to be notified of changes to this information when it happens? Just provide your email address! We will never share your contact information, and unsubscribe options are included with every email.
Single-Family Rates
Rates valid from 07/17/2025 to 07/17/2025
| Loan Programs | 30 Year | 15 Year |
|---|---|---|
| First Home Limited & Veterans First Home Limited 1 2 | 5.875 | 5.500 |
| Veterans Mortgage Program 1 2 | 5.875 | 5.500 |
| First Home 1 3 | 6.375 | 5.750 |
| My Home 1 3 | 6.625 | 5.875 |
| Rural Owner Occupied 1 3 4 | 6.125 | 5.625 |
| Rural Non-Owner Occupied 3 4 | 6.375 | 5.875 |
| Uniquely Alaskan 3 | 6.875 | 6.125 |
1 New purchases under First Home Limited, Veterans First Home Limited, Veterans Mortgage Program, First Home, My Home and Rural Owner Occupied with the 97% Loan to Value (LTV) Option will receive their program rate plus 0.250%.
2 Streamline refinances under First Home Limited, Veterans First Home Limited and Veterans Mortgage Program will receive their program rate plus 0.250%.
3 Streamline refinances under My Home, First Home, Rural Owner Occupied, Rural Non-Owner Occupied and Uniquely Alaskan will receive their program rate plus 0.125%.
4 Program rates for Rural Owner Occupied and Rural Non-Owner Occupied are applied to the first $250,000 only with the remaining balance at their program rate plus 1.000%.
Additional rate reductions are available for low- to moderate-income borrowers and for properties meeting certain energy efficiency criteria. It is the Seller's responsibility to apply the appropriate interest rate based on loan amount.
Multifamily Rates
For the week of July 14, 2025
| Multifamily Programs | Loan Amount | 30 Year | 15 Year |
|---|---|---|---|
| Taxable Loan | Over $1,000,000 | 7.625 | 7.000 |
| Taxable Loan | $500,001 to 1,000,000 | 7.750 | 7.125 |
| Taxable Loan | Up to $500,000 | 7.875 | 7.250 |
| Rural Loan 5 | Up to $250,000 | 6.875 | 6.250 |
| Loan Amount | 10 Year | |
|---|---|---|
| Balloon Loan 6 | Over $1,000,000 | 7.250 |
| Balloon Loan 6 | $500,000 to 1,000,000 | 7.375 |
| Balloon Loan 6 | Up to $500,000 | 7.500 |
5 Rural interest rate applies only to the initial $250,000 of the mortgage loan. Remaining loan balances are at the Taxable interest rate.
6 Balloon program features a fixed term of 10 years with 30-year amortizations.
30-Day Rates History
We send out an email message every business day with that day’s rates. If you are interested to see how rates have changed over time, the last 30 days are listed in the table below.
| Period | Term | CCAP | Rural | Rural Non-Own |
1rst Hm Lim & Vet |
VMP | My Home | Uniquely AK | First Home |
|---|---|---|---|---|---|---|---|---|---|
| 7/17/2025 | 30 Year | 6.125 | 6.375 | 5.875 | 5.875 | 6.625 | 6.875 | 6.375 | |
| 15 Year | 5.625 | 5.875 | 5.500 | 5.500 | 5.875 | 6.125 | 5.750 | ||
| 7/16/2025 | 30 Year | 6.125 | 6.375 | 5.875 | 5.875 | 6.625 | 6.875 | 6.375 | |
| 15 Year | 5.625 | 5.875 | 5.500 | 5.500 | 5.875 | 6.125 | 5.750 | ||
| 7/15/2025 | 30 Year | 6.125 | 6.375 | 5.875 | 5.875 | 6.625 | 6.875 | 6.375 | |
| 15 Year | 5.625 | 5.875 | 5.500 | 5.500 | 5.875 | 6.125 | 5.750 | ||
| 7/14/2025 | 30 Year | 6.125 | 6.375 | 5.875 | 5.875 | 6.625 | 6.875 | 6.375 | |
| 15 Year | 5.625 | 5.875 | 5.500 | 5.500 | 5.875 | 6.125 | 5.750 | ||
| 7/11/2025 | 30 Year | 6.125 | 6.375 | 5.875 | 5.875 | 6.625 | 6.875 | 6.375 | |
| 15 Year | 5.500 | 5.750 | 5.375 | 5.375 | 5.750 | 6.000 | 5.625 | ||
| 7/10/2025 | 30 Year | 6.000 | 6.250 | 5.875 | 5.875 | 6.500 | 6.750 | 6.375 | |
| 15 Year | 5.500 | 5.750 | 5.375 | 5.375 | 5.750 | 6.000 | 5.625 | ||
| 7/9/2025 | 30 Year | 6.125 | 6.375 | 5.875 | 5.875 | 6.625 | 6.875 | 6.375 | |
| 15 Year | 5.500 | 5.750 | 5.500 | 5.500 | 5.750 | 6.000 | 5.625 | ||
| 7/8/2025 | 30 Year | 6.125 | 6.375 | 5.875 | 5.875 | 6.625 | 6.875 | 6.375 | |
| 15 Year | 5.500 | 5.750 | 5.500 | 5.500 | 5.750 | 6.000 | 5.625 | ||
| 7/7/2025 | 30 Year | 6.000 | 6.250 | 5.875 | 5.875 | 6.500 | 6.750 | 6.250 | |
| 15 Year | 5.375 | 5.625 | 5.375 | 5.375 | 5.625 | 5.875 | 5.500 | ||
| 7/3/2025 | 30 Year | 6.000 | 6.250 | 5.750 | 5.750 | 6.500 | 6.750 | 6.250 | |
| 15 Year | 5.375 | 5.625 | 5.375 | 5.375 | 5.625 | 5.875 | 5.500 | ||
| 7/2/2025 | 30 Year | 6.000 | 6.250 | 5.750 | 5.750 | 6.500 | 6.750 | 6.250 | |
| 15 Year | 5.375 | 5.625 | 5.375 | 5.375 | 5.625 | 5.875 | 5.500 | ||
| 7/1/2025 | 30 Year | 6.000 | 6.250 | 5.750 | 5.750 | 6.500 | 6.750 | 6.250 | |
| 15 Year | 5.500 | 5.750 | 5.375 | 5.375 | 5.750 | 6.000 | 5.625 | ||
| 6/30/2025 | 30 Year | 6.000 | 6.250 | 5.750 | 5.750 | 6.500 | 6.750 | 6.250 | |
| 15 Year | 5.500 | 5.750 | 5.375 | 5.375 | 5.750 | 6.000 | 5.625 | ||
| 6/27/2025 | 30 Year | 6.000 | 6.250 | 5.875 | 5.875 | 6.500 | 6.750 | 6.250 | |
| 15 Year | 5.500 | 5.750 | 5.375 | 5.375 | 5.750 | 6.000 | 5.625 | ||
| 6/26/2025 | 30 Year | 6.000 | 6.250 | 5.875 | 5.875 | 6.500 | 6.750 | 6.375 | |
| 15 Year | 5.500 | 5.750 | 5.375 | 5.375 | 5.750 | 6.000 | 5.625 | ||
| 6/25/2025 | 30 Year | 6.125 | 6.375 | 5.875 | 5.875 | 6.625 | 6.875 | 6.375 | |
| 15 Year | 5.500 | 5.750 | 5.375 | 5.375 | 5.750 | 6.000 | 5.625 | ||
| 6/24/2025 | 30 Year | 6.125 | 6.375 | 5.875 | 5.875 | 6.625 | 6.875 | 6.375 | |
| 15 Year | 5.625 | 5.875 | 5.500 | 5.500 | 5.875 | 6.125 | 5.750 | ||
| 6/23/2025 | 30 Year | 6.125 | 6.375 | 5.875 | 5.875 | 6.625 | 6.875 | 6.375 | |
| 15 Year | 5.625 | 5.875 | 5.500 | 5.500 | 5.875 | 6.125 | 5.750 | ||
| 6/20/2025 | 30 Year | 6.125 | 6.375 | 5.875 | 5.875 | 6.625 | 6.875 | 6.375 | |
| 15 Year | 5.625 | 5.875 | 5.500 | 5.500 | 5.875 | 6.125 | 5.750 | ||
| 6/18/2025 | 30 Year | 6.125 | 6.375 | 5.875 | 5.875 | 6.625 | 6.875 | 6.375 | |
| 15 Year | 5.625 | 5.875 | 5.500 | 5.500 | 5.875 | 6.125 | 5.750 | ||
| 6/17/2025 | 30 Year | 6.125 | 6.375 | 5.875 | 5.875 | 6.625 | 6.875 | 6.375 | |
| 15 Year | 5.625 | 5.875 | 5.500 | 5.500 | 5.875 | 6.125 | 5.750 | ||
| 6/16/2025 | 30 Year | 6.125 | 6.375 | 5.875 | 5.875 | 6.625 | 6.875 | 6.375 | |
| 15 Year | 5.625 | 5.875 | 5.500 | 5.500 | 5.875 | 6.125 | 5.750 | ||
| 6/13/2025 | 30 Year | 6.125 | 6.375 | 5.875 | 5.875 | 6.625 | 6.875 | 6.375 | |
| 15 Year | 5.625 | 5.875 | 5.500 | 5.500 | 5.875 | 6.125 | 5.750 | ||
| 6/12/2025 | 30 Year | 6.125 | 6.375 | 6.000 | 6.000 | 6.625 | 6.875 | 6.500 | |
| 15 Year | 5.625 | 5.875 | 5.500 | 5.500 | 5.875 | 6.125 | 5.750 | ||
| 6/11/2025 | 30 Year | 6.125 | 6.375 | 6.000 | 6.000 | 6.625 | 6.875 | 6.500 | |
| 15 Year | 5.625 | 5.875 | 5.500 | 5.500 | 5.875 | 6.125 | 5.750 | ||
| 6/10/2025 | 30 Year | 6.250 | 6.500 | 6.000 | 6.000 | 6.750 | 7.000 | 6.500 | |
| 15 Year | 5.625 | 5.875 | 5.500 | 5.500 | 5.875 | 6.125 | 5.750 | ||
| 6/9/2025 | 30 Year | 6.250 | 6.500 | 6.000 | 6.000 | 6.750 | 7.000 | 6.500 | |
| 15 Year | 5.625 | 5.875 | 5.500 | 5.500 | 5.875 | 6.125 | 5.750 | ||
| 6/6/2025 | 30 Year | 6.250 | 6.500 | 6.000 | 6.000 | 6.750 | 7.000 | 6.500 | |
| 15 Year | 5.625 | 5.875 | 5.500 | 5.500 | 5.875 | 6.125 | 5.750 | ||
| 6/5/2025 | 30 Year | 6.125 | 6.375 | 6.000 | 6.000 | 6.625 | 6.875 | 6.500 | |
| 15 Year | 5.625 | 5.875 | 5.500 | 5.500 | 5.875 | 6.125 | 5.750 | ||
| 6/4/2025 | 30 Year | 6.250 | 6.500 | 6.000 | 6.000 | 6.750 | 7.000 | 6.500 | |
| 15 Year | 5.625 | 5.875 | 5.500 | 5.500 | 5.875 | 6.125 | 5.750 |