Current Rates

Current rates are listed below. Want to be notified of changes to this information when it happens? Just provide your email address! We will never share your contact information, and unsubscribe options are included with every email.

Single-Family Rates

Rates valid from 07/17/2025 to 07/17/2025

Loan Programs 30 Year 15 Year
First Home Limited & Veterans First Home Limited 1 2 5.875 5.500
Veterans Mortgage Program 1 2 5.875 5.500
First Home 1 3 6.375 5.750
My Home 1 3 6.625 5.875
Rural Owner Occupied 1 3 4 6.125 5.625
Rural Non-Owner Occupied 3 4 6.375 5.875
Uniquely Alaskan 3 6.875 6.125

1 New purchases under First Home Limited, Veterans First Home Limited, Veterans Mortgage Program, First Home, My Home and Rural Owner Occupied with the 97% Loan to Value (LTV) Option will receive their program rate plus 0.250%.

2 Streamline refinances under First Home Limited, Veterans First Home Limited and Veterans Mortgage Program will receive their program rate plus 0.250%.

3 Streamline refinances under My Home, First Home, Rural Owner Occupied, Rural Non-Owner Occupied and Uniquely Alaskan will receive their program rate plus 0.125%.

4 Program rates for Rural Owner Occupied and Rural Non-Owner Occupied are applied to the first $250,000 only with the remaining balance at their program rate plus 1.000%.

Additional rate reductions are available for low- to moderate-income borrowers and for properties meeting certain energy efficiency criteria. It is the Seller's responsibility to apply the appropriate interest rate based on loan amount.

Multifamily Rates

For the week of July 14, 2025

Multifamily Programs Loan Amount 30 Year 15 Year
Taxable Loan Over $1,000,000 7.625 7.000
Taxable Loan $500,001 to 1,000,000 7.750 7.125
Taxable Loan Up to $500,000 7.875 7.250
Rural Loan 5 Up to $250,000 6.875 6.250
Loan Amount 10 Year
Balloon Loan 6 Over $1,000,000 7.250
Balloon Loan 6 $500,000 to 1,000,000 7.375
Balloon Loan 6 Up to $500,000 7.500

5 Rural interest rate applies only to the initial $250,000 of the mortgage loan. Remaining loan balances are at the Taxable interest rate.

6 Balloon program features a fixed term of 10 years with 30-year amortizations.

30-Day Rates History

We send out an email message every business day with that day’s rates. If you are interested to see how rates have changed over time, the last 30 days are listed in the table below.

Compare Date with Date


Period Term CCAP Rural Rural
Non-Own
1rst Hm
Lim & Vet
VMP My Home Uniquely AK First Home
7/17/2025 30 Year 6.125 6.375 5.875 5.875 6.625 6.875 6.375
15 Year 5.625 5.875 5.500 5.500 5.875 6.125 5.750
7/16/2025 30 Year 6.125 6.375 5.875 5.875 6.625 6.875 6.375
15 Year 5.625 5.875 5.500 5.500 5.875 6.125 5.750
7/15/2025 30 Year 6.125 6.375 5.875 5.875 6.625 6.875 6.375
15 Year 5.625 5.875 5.500 5.500 5.875 6.125 5.750
7/14/2025 30 Year 6.125 6.375 5.875 5.875 6.625 6.875 6.375
15 Year 5.625 5.875 5.500 5.500 5.875 6.125 5.750
7/11/2025 30 Year 6.125 6.375 5.875 5.875 6.625 6.875 6.375
15 Year 5.500 5.750 5.375 5.375 5.750 6.000 5.625
7/10/2025 30 Year 6.000 6.250 5.875 5.875 6.500 6.750 6.375
15 Year 5.500 5.750 5.375 5.375 5.750 6.000 5.625
7/9/2025 30 Year 6.125 6.375 5.875 5.875 6.625 6.875 6.375
15 Year 5.500 5.750 5.500 5.500 5.750 6.000 5.625
7/8/2025 30 Year 6.125 6.375 5.875 5.875 6.625 6.875 6.375
15 Year 5.500 5.750 5.500 5.500 5.750 6.000 5.625
7/7/2025 30 Year 6.000 6.250 5.875 5.875 6.500 6.750 6.250
15 Year 5.375 5.625 5.375 5.375 5.625 5.875 5.500
7/3/2025 30 Year 6.000 6.250 5.750 5.750 6.500 6.750 6.250
15 Year 5.375 5.625 5.375 5.375 5.625 5.875 5.500
7/2/2025 30 Year 6.000 6.250 5.750 5.750 6.500 6.750 6.250
15 Year 5.375 5.625 5.375 5.375 5.625 5.875 5.500
7/1/2025 30 Year 6.000 6.250 5.750 5.750 6.500 6.750 6.250
15 Year 5.500 5.750 5.375 5.375 5.750 6.000 5.625
6/30/2025 30 Year 6.000 6.250 5.750 5.750 6.500 6.750 6.250
15 Year 5.500 5.750 5.375 5.375 5.750 6.000 5.625
6/27/2025 30 Year 6.000 6.250 5.875 5.875 6.500 6.750 6.250
15 Year 5.500 5.750 5.375 5.375 5.750 6.000 5.625
6/26/2025 30 Year 6.000 6.250 5.875 5.875 6.500 6.750 6.375
15 Year 5.500 5.750 5.375 5.375 5.750 6.000 5.625
6/25/2025 30 Year 6.125 6.375 5.875 5.875 6.625 6.875 6.375
15 Year 5.500 5.750 5.375 5.375 5.750 6.000 5.625
6/24/2025 30 Year 6.125 6.375 5.875 5.875 6.625 6.875 6.375
15 Year 5.625 5.875 5.500 5.500 5.875 6.125 5.750
6/23/2025 30 Year 6.125 6.375 5.875 5.875 6.625 6.875 6.375
15 Year 5.625 5.875 5.500 5.500 5.875 6.125 5.750
6/20/2025 30 Year 6.125 6.375 5.875 5.875 6.625 6.875 6.375
15 Year 5.625 5.875 5.500 5.500 5.875 6.125 5.750
6/18/2025 30 Year 6.125 6.375 5.875 5.875 6.625 6.875 6.375
15 Year 5.625 5.875 5.500 5.500 5.875 6.125 5.750
6/17/2025 30 Year 6.125 6.375 5.875 5.875 6.625 6.875 6.375
15 Year 5.625 5.875 5.500 5.500 5.875 6.125 5.750
6/16/2025 30 Year 6.125 6.375 5.875 5.875 6.625 6.875 6.375
15 Year 5.625 5.875 5.500 5.500 5.875 6.125 5.750
6/13/2025 30 Year 6.125 6.375 5.875 5.875 6.625 6.875 6.375
15 Year 5.625 5.875 5.500 5.500 5.875 6.125 5.750
6/12/2025 30 Year 6.125 6.375 6.000 6.000 6.625 6.875 6.500
15 Year 5.625 5.875 5.500 5.500 5.875 6.125 5.750
6/11/2025 30 Year 6.125 6.375 6.000 6.000 6.625 6.875 6.500
15 Year 5.625 5.875 5.500 5.500 5.875 6.125 5.750
6/10/2025 30 Year 6.250 6.500 6.000 6.000 6.750 7.000 6.500
15 Year 5.625 5.875 5.500 5.500 5.875 6.125 5.750
6/9/2025 30 Year 6.250 6.500 6.000 6.000 6.750 7.000 6.500
15 Year 5.625 5.875 5.500 5.500 5.875 6.125 5.750
6/6/2025 30 Year 6.250 6.500 6.000 6.000 6.750 7.000 6.500
15 Year 5.625 5.875 5.500 5.500 5.875 6.125 5.750
6/5/2025 30 Year 6.125 6.375 6.000 6.000 6.625 6.875 6.500
15 Year 5.625 5.875 5.500 5.500 5.875 6.125 5.750
6/4/2025 30 Year 6.250 6.500 6.000 6.000 6.750 7.000 6.500
15 Year 5.625 5.875 5.500 5.500 5.875 6.125 5.750