SS Memo 2009 Summary

Available in PDF without attachments. Use links at the bottom of this page to find prior year summaries.

  • Memo 09-09 dated November 28, 2009
    • Automated Underwriting - FNMA, FHLMC, RD, Standard Criteria
    • FHA/HUD 184 - underwriting to FHA/HUD 184 guide
    • VA Funding - financed with mortgage
    • Streamline Refi - reminder .50% added to published rates on VMP, TEP, VTEP
    • Form UND-1
    • Credit Guidelines
    • VA Guidelines
  • Memo 09-08 dated August 10, 2009
    • Added mailing address to PUR-2 and PUR-2a
  • Memo 09-07 dated June 24, 2009
    • Computer Conversion - Mitas
    • Escrow for Completion - audit
    • Credit Underwriting - audit all with credit with credit score of below 660 and no credit score
    • FHA Refinances - must follow AHFC credit guidelines and appraisal is required
  • Memo 09-06 dated May 6, 2009
    • Temporary reduction of interest rates on TEP, VTEP, and VMP (.500%)
  • Memo 09-05 dated April 14, 2009
    • Temporary reduction of interest rates on TEP, VTEP (.75%), and VMP (.375%) loans.
  • Memo 09-04 dated April 9, 2009
    • 2009 Income Limits
    • PRG-46 and PRG-46T 3/09
  • Memo 09-03 dated March 20, 2009
    • FHA/HUD Loans Underwritten to AHFC Credit Guidelines
    • Part IV Credit Underwriting
  • Memo 09-02 dated February 27, 2009
    • Cash Remittances
  • Memo 09-01 dated January 30, 2009
    • Part IV Credit Underwriting
    • Automated Underwriting/Cred Scores
    • VA Funding Fee
    • UND-3

Prior Years' Summaries:

2011 2010 2008 2007 2006