Current Rates

AHFC sends out Daily Interest Rate email updates every day. If you’d like to receive those, just provide your email address! We will never share your contact information, and unsubscribe options are included with every email.

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The AHFC Closing Cost Assistance Program is currently only offered through First National Bank Alaska, and Mt. McKinley Bank.


Single-Family Rates

Rates valid from 8/30/2016 to 8/30/2016

Loan Programs 30 Year 15 Year
Closing Cost Assistance Program 3.750 N/A
Rural Owner Occupied1 3.500 2.875
Rural Non-Owner Occupied1 3.750 3.125
Tax-Exempt First-Time Homebuyer & Veterans Tax-Exempt2 3.250 2.750
Veterans Mortgage Program2 3.250 2.750
Taxable 3.625 3.000
Nonconforming I 3.875 3.250
Nonconforming II 3.625 3.000
Taxable First-Time Homebuyer 3.500 2.875


Multi-Family Rates

For the week of August 29, 2016

Multi-Family Programs Loan Amount 30 Year 15 Year
Taxable Loan Over $1,000,000 6.125 5.500
Taxable Loan $500,001 to 1,000,000 6.250 5.625
Taxable Loan Up to $500,000 6.375 5.750
Federally Insured Over $1,000,000 5.625 5.000
Federally Insured $500,000 to 1,000,000 5.750 5.125
Federally Insured Up to $500,000 5.875 5.250
Rural Loan3 Up to $250,000 5.375 4.750
Loan Amount 10 Year 7 Year
Balloon Loan4 Over $1,000,000 5.375 5.250
Balloon Loan4 $500,000 to 1,000,000 5.500 5.375
Balloon Loan4 Up to $500,000 5.625 5.500

 

Additional rate reductions are available for low- to moderate- income borrowers and for properties meeting energy efficiency criteria.

It is the Sellers responsibility to apply the appropriate interest rate based on loan amount.

1 Rural Owner Occupied and Rural Non-Owner Occupied Loan Programs - Interest Rates are applied to the first $250,000 only. The balance is at the Rural Rate plus 1%.

2 For a limited time, new purchases under the Tax-Exempt First-Time Homebuyer, Veterans Tax-Exempt and Veterans Mortgage Programs will receive these lower rates. Streamline Refinances under any of these programs will receive rate +0.25%.

3 Rural interest rate applies only to the initial $250,000 of the mortgage loan. Remaining loan balances are at the Taxable interest rate.

4 Balloon programs feature fixed terms of 7 or 10 years with 30-year amortizations.

30-Day Rates History

We send out an email message every business day with that day’s rates. If you are interested to see how rates have changed over time, the last 30 days are listed in the table below.

Compare Date with Date


Period Term CCAP Rural Rural
Non-Own
TEP and
VTEP
VMP Taxable Non-
Conform I
Non-
Conform II
Taxable
First
8/29/2016 30 Year 3.750 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.500
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
8/26/2016 30 Year 3.750 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.500
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
8/25/2016 30 Year 3.875 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.500
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
8/24/2016 30 Year 3.875 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.500
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
8/23/2016 30 Year 3.750 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.500
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
8/22/2016 30 Year 3.750 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.500
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
8/19/2016 30 Year 3.750 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.500
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
8/18/2016 30 Year 3.750 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.500
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
8/17/2016 30 Year 3.750 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.500
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
8/16/2016 30 Year 3.750 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.500
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
8/15/2016 30 Year 3.750 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.500
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
8/12/2016 30 Year 3.750 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.500
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
8/11/2016 30 Year 3.750 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.500
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
8/10/2016 30 Year 3.750 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.500
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
8/9/2016 30 Year 3.750 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.500
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
8/8/2016 30 Year 3.875 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.500
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
8/5/2016 30 Year 3.750 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.500
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
8/4/2016 30 Year 3.750 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.500
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
8/3/2016 30 Year 3.875 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.500
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
8/2/2016 30 Year 3.875 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.500
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
8/1/2016 30 Year 3.875 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.500
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
7/29/2016 30 Year 3.875 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.500
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
7/28/2016 30 Year 3.875 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.500
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
7/27/2016 30 Year 3.875 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.500
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
7/26/2016 30 Year 3.875 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.500
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
7/25/2016 30 Year 3.875 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.500
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
7/22/2016 30 Year 3.750 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.500
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
7/21/2016 30 Year 3.875 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.375
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
7/20/2016 30 Year 3.875 3.500 3.750 3.250 3.250 3.625 3.875 3.625 3.500
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875
7/19/2016 30 Year 3.875 3.375 3.625 3.125 3.125 3.500 3.750 3.500 3.375
15 Year N/A 2.875 3.125 2.750 2.750 3.000 3.250 3.000 2.875