Combine AHFC loan options with a single-family loan program to reduce your interest rate or assist with the down payment. (Borrowers and properties must meet requirements.) Find out if more than one applies by checking with an approved lender.
Single-Family Loan Options
Borrowers receive down payment assistance (secondary financing) from a local, state or federal governmental agency, nonprofit agency or regional housing authority.
To promote the energy efficiency of existing and newly constructed homes, AHFC offers interest rate reductions to homebuyers for properties meeting certain criteria.
The IRRLIB option seeks to increase home ownership by offering subsidized interest rates to low-income borrowers depending on family income and family size.
Qualified veterans receive a one percent interest rate reduction on the first $50,000 of the loan amount. Veterans must meet "State Vet" income limits.
Note: Loan options are not available on multi-family loan programs.